All posts by Sharon Campbell

Applying For Medicaid

Many people these days cannot afford to pay cash for medical care. They try to look for the cheapest hospitals but in the end spend a lot. If you are part of this category of people you should not worry.

Medicaid is a government health program that helps people with limited income to get access to medical care. The difference between Medicaid and Medicare is that Medicaid covers a whole family as long as they meet the qualification. Medicare covers persons over the age of 65.

Many people do not apply for Medicaid because they do not know whether they qualify or not. Therefore they miss on many benefits that could help them in as they live in this tough economy. Medicare helps 60% of residents in nursing homes and also 40% of childbirths. During childbirth, Medicare ensures you will get attended to by nurses with the right equipment, including the best pediatric stethoscope.

Applying for Medicaid involves a lot of paper work like going through federal websites to get information, paper work and sometimes a lawyer is needed. There are organizations that usually offer assistance with this process and can be located online. I have explained below the requirements you need to meet in order to qualify for Medicaid. This will be a give you an idea of what you will be asked for.

  1. Before applying make sure all your family members are United States citizens. Most states require this, because there are many immigrants living in the United States. Unfortunately if one member is not a citizen you will not qualify for Medicaid.
  2. Children who are under the age of 18 or 20 years old are qualified for Medicaid. The ages differ depending on the state where you are living, therefore you can call and inquire. Ladies who are pregnant or a man with a family are also considered eligible.
  3. Sit down and calculate how much income you make every day, month and year. Some guidelines will be given to you that will be based on the 3 categories. If you are many in a house you are expected to be earning more.

After meeting all these qualifications, you can now go ahead and apply. To apply you will have to call the Local State Department of Social Services in your area. They are the ones responsible for giving food stamps and financial assistance. They will provide you with an application form which you will fill up while at the office.

Remember to carry your birth certificate, your drivers’ license, social security card, your proof of address and any other insurance you may have. To be eligible they will check your income, therefore be ready to answer questions on this. If you would like to apply from home, assistance is also available. Filling up the form should not complicated but if you need help there are personnel there willing to assist you in any way.

For pregnant women I suggest you visit your doctor and get a letter that will prove that you are expecting a child. This also applies if you would like to get help with paying for posture aids such as Smart Back Brace. This is needed so your application form can be processed in a timely manner. Medicaid is the answer to all your medical financial needs.

Sleepless In The Saddle

 

The weekend of 14/15th of August saw the Shimano 24 Hour Sleepless In The Saddle event, and after some persuasion from event veterans (in both senses of the word) Sue and Pat Jackson I decided that it would be an ideal way to celebrate my 40th birthday.

So back in May I sent off the entry monies and Team Main Beam was born. The team comprised Myself, Jimmy Winfield, Matt Withers and Jason Brown. A real motley crew.

 

 

 

bomb2

A five minute planning meeting held in the pub without Jimmy present was the sum total of our preparation, and when the weekend arrived we set off in convoy for Trentham Gardens .It turned out we would not be camping on our own! Along with other club members Sue & Pat, representing Team Phaff Pro, and Martin and Chris Urmston, representing the Why R We Here team, & Neil Arnold in the Hope team, there were nearly 2000 other entrants and all there supporters vying for a pitch on the 30 acre camp site.
We pitched our camp in the failing light of Friday night, fed ourselves, then Jimmy and Donna produced a birthday cake complete with candles to remind me of the alleged reason for being there. Thanks very much guys. We had a few beers before retiring at aroundmidnight .  cheers
Despite persistent rain for the previous five days Saturday dawned clear blue. Tents opened, bodies emerged, breakfasts were eaten, and the magnitude of the event started to play havoc with my nerves.On several occasions that morning I checked out the toilet facilities on the pretext of reducing my racing weight! As we looked around that morning it became apparent that this was a BIG event. The organisation appeared to be spot on with plenty of trade stands and free facilities such as Shimano mechanics and sports masseurs on hand right through the night.

 

 

 

motley

After a spot of bike tweaking, cleaning and oiling we registered, collected our race numbers and batons, and resplendent in Hawaiian shirts and helmet mohicans attended the race briefing whilst Jimmy’s son Ryan did a course reccy for us. (Thanks for the tips Ryan.)

Apparently I had volunteered to take the first lap. I don’t remember that part, particularly as it would involve a half-mile cross country run to the bike in bike gear!

At 2.00pm , to the soundtrack of Top Gun we were off. By the time I got to the bike my legs felt like lead and I hadn’t pushed a pedal in anger. The course was excellent. Brutal climbs, tight single-track and technical downs. After a brief warm-up round the lake the first climb was a killer and with no time for a breather you were into the single-track. A second climb brought you to the first technical downhill, a rutted, stepped chute through trees that required full speed to make the off camber swoop back up round a tree  for a second, almost identical swoop down and up. It was around this point the extent of the mud was realised. The stuff was everywhere! Deep, gloopy, sticky stuff that made progress and steering a nightmare.

The course was rounded off by a long fire road climb that lead to a double bomb-hole that was the cause of much swearing and falling off, followed by a quick circuit of the camp site and a sweet single track chute back to the start/finish. An hour. I was more than ready for the handover to Matt. One by one we went out and came back knackered, sweaty, muddy & grinning like lunatics. The three hour period between laps passed in a blur of panting recovery, eating, re-hydrating, cleaning bikes and changing clothes before dashing back to the handover corral. Through the day the course improved as a dry line appeared, then just as darkness fell a heavy, dew coupled with five hundred riders an hour blundering around in the dark, turned the course back into a swamp.

The idea of a two lap strategy through the twilight zone to allow others to rest went out of the window. The memory of being woken at 2.15am , after an hours sleep, and climbing out of my tent and washing my bike in cold water before setting off on another lap at 3.00am with totally inadequate lights will be with me the rest of my days. It was at this point that I was talking aloud to myself and questioning my sanity. I do this for fun?

 

Jason was out for the dawn lap, and Matt was riding as the sun came up over the hills. I remember now why we do it.I send my apologies to Matt, for as my next lap loomed I took the opportunity to let the Shimano mechanics take my bike to pieces as Jimmy came in for the handover and after a quick radio call Matt went out an hour early still eating the bacon, sausage and egg teacake he had scrounged off Martin. The sun did its job and the course dried up again. There was even dust! (Note to self: take variety of tyres next time).

It was amazing to see how quickly the time had passed. Whilst not breaking any records we were consistent.

 

 

sue

Then just as we were feeling confident I snapped my chain mid lap at a cost of twenty minutes – most of which was spent rejecting offers of help or parts from every third rider passing. I was overwhelmed with how friendly everyone was. Two laps later Matt suffered the same fate and got his revenge on me as I was forced to go out on a final lap less than fifteen minutes from the end. Truth be known you would have had to fight me to stop me.
We completed 22 glorious laps and came in 126th out of 221 teams in the fun men’s group.

 

 

 paul3 Martin and Chris came in an impressive 116th when you consider that for more than twelve hours they only had one bike between four team members.
Sue and Pat finished a creditable 28th in the mixed group, but all us “fun men” know that it must have been far easier with five in the team. Just kidding! Anyone who saw the look of determination/agony on Pats face on every lap will appreciate how hard he was going.

All in all it was a fantastic event. We had a great weekend, even the non-riders had a ball. It took over a week to recover and I can’t wait to do it all again next year.

If you can make it in 20015 you won’t regret it, even if you only come along to offer support.

 paul2
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Alpujarras

Expecting merely to revisit the superb trails from 20015 proved an injustice both to Ciclo Montana’s renown and the treasure to be found in the Alpujarras. Relaxed yet, professional a week in this beautiful rugged region of real Spain, is far from a stroll in the park but does give you exactly what you went for; dry, lung-busting uphills of indecent length followed by DH you can only dream of in blighty.
Sunday’s sussing out session over to Capileira gently reacclimatized from the oft forgiving Lancashire moorland to the savage, dusty dry rock of the Sierra Nevada
Upping the ante: Spain’s highest village, Trevelez appeared via signature switchbacks; the return route GR8, honing the balance in preparation for the reputed 70 twists and turns down the camion to Lanjaron on ‘dia tres’.
 alhambra

 

Trusting some statto type had already done the maths, concentration was duly paid to gripping the saddle with gluteas and trusting the old maxim; “speed is your friend”. After the tortuous climb back out of Lanjaron where a mule train embarrassingly overtook us not once but twice, the dusty slide down towards Canar had Jiminez recalling Danish speedway stars of old. Polka dots came more to mind though as Marco announced that the finish line involved a ‘Le Tour’ climb back to the minibus.

 

 gary Web reviews, remarkably seen by Jurassic on his steam powered ‘pewter’, hinted at a more ‘cultural’ excursion from the cosmopolitan Sierra Nevada ski station down the old ‘Iceman’ route to Granada….. sounds OK, reasonable.

The resulting ride completely redefined the ½ day epic and encapsulated everything one bike ride could EVER include.

 

The bus ride up to the ski station left a nervous disposition as to how the hell we were gonna get back down again to Granada in one piece. What transpired was a superb mishmash of technical singletrack. Phew ! made it down then. Ha ! that’s only the warm up.

 

After a dangerous, unscheduled cross-town detour to Dr Bike the clock was ticking as we ascended the hills beyond the Alhambra to complete the tricky dusk, descent down  to the Moorish old town to catch the stunning sun setting behind the Alhambra.  bill
Knowing we’re starving there’s even time for Marco to squeeze in a Tapas Bushtucker Trial with 3 bowls of steaming, Garlic ‘caracoles’ to be slid down the gullet.

What a ride; altitude, dangerous descents, stunning sunsets and snails for tea. And just when were winding down; as if summoned by the flamenco guitarist in the plaza, 7 or 8 Granadan free-riders skid into the square and offer an impromptu tour of the Albaicin.

  snails High Plains Drifter meets the Italian Job as the finale to the ½ day (midday to midnight) sees us blasting through the narrow, cobbled, old town streets at reckless speed, fuelled more than adequately with a heady mix of ‘cerveza’ and mollusc protein.

 

Bloody hell !!! What a ride – what a week. Muchos, muchos gracias to Mark, Jacky and Mark for putting the effort in to make such a wonderful thing work.
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Blackburn and District Mountainbikers Ride Report

Sunday 5th March 2016 – Garburn Pass
Riders:… Sean, Nigel, Jimmy, Donna, Peter, Bill & Matt

We’d grouped at Roe Lee around 9am and left there about 9.15 with bikes and cars juggled for the journey to Ings. Billed to be a Stavely start for the ride, we actually conveniently parked in Ings just beyond the garage and church near the Windmill Pub.

We left the cars about 10.40 am. crossed the road and unwittingly started out on the intended back leg first, but decided to continue with this clockwise direction. This route takes a NW bearing from the A591 and heads towards Moor Howe on tarmac.  It’s a steady ride with gentle climbs.  We pass two tracks leading off right…the first leading to Grasgarth, and the second to High Borrans.

 

The track we required is called Dubbs Road and passes Dubbs Reservoir on the left side.Unfortunately we discovered there is little to distinguish this track, which leads away right from a left bend in the road. The snow was evident as it still laid on the track and there were accompanying massive puddles with crushed ice from the wheeled traffic, spanning the width of the track.
The track narrowed, became more technical for patches and there were spectacular views from along the open stretches looking west to Coniston and NW towards Hellvellyn.We followed this track through a few gates and quite quickly we joined the lower section of the gated Garburn Pass.The bridle pass was three side turned sleepers. We immediately stopped to admire views towards Kirkstone Pass Troutbeck side and the snaked trail up which we’d ridden in thick mist to High Street a couple of years back.
Re-grouped, we started the climb and encountered ice slicks and crept around the edges – this was quickly labelled the Garburn Glacier!  Much of the stoned part of the track we rode and some was just too challenging either because of the ice or gradient or rock – in equal measure. However we all agreed on reaching the summit that actually we’d never ridden so much of it!
This was in part because of our increased experience, low gears available, some “sanitization” of the track, and to some degree thanks to the presence of Donna in the group since we all had time to rest and recuperate and prepare mentally for each section ahead.
Down the other side it was brilliant.  The sun had warmed our backs during the early stage but it was only just arriving on the trails on the up side. Here it was lovely! Ice flows were minimal and where it existed there was normally loads of opportunity to edge down the side or cross gingerly. Matt and myself flew down and grinned at each other at the bottom. Looking back we could see Donna walking her bike in the highest visible rocky & technical bit so we decided to walk it back up as far as we could to meet her and then to ride back down.  Wheeeee!
Below the Z’s we stopped in the sunshine to take on board some food and fluid. Brilliant! We then continued to the fallen rock and then descended all of the way to the church in Kentmere. On the way up to Maggs Howe Donna spotted deer & they stayed long enough to get a snap We just followed the signs to Maggs Howe!
It’s high up on the hillside above Kentmere on the east side and is a real treat.It’s in the picture…somewhere! Today we arrived as a cloud passed and so we retreated into the conservatoire for hot chocolate, scones, cake, and tea cakes – yummy. We actually sweated there in the sunshine trap, doffed outer layers and still had to open the window! It was a haven! Outside were wonderful views Then it was off for the return to Ings
We climbed steadily to Whiteside End, passed through a gate ..then we enjoyed some crisp single track to marshy puddles at Mickle Moss, and with time in hand detoured towards Hugill Fell, and were rewarded with a spectacular final descent down a narrow iced lane from Hugill Hall nearly all the way to the cars…Brilliant!
Another good day was completed with a spectacular choice of ales at the Windmill Pub, which brews its own beers and imp[orts the best of the country’s offerings – my choice Moonraker @ 7.5% – good job I wasn’t driving
And the choice of route. Actually it has major benefits over the intended anticlockwise direction.The morning is harder and provides a longer day to deal with the unexpected along the Garburn pass. In this direction it’s actually more ride-able on both sides! To arrive at Maggs Howe after completing the major assault could offer a recovery from exposure if the weather was not as good as we enjoyed today. Then in the afternoon, Mickle Moss is an easier option thus a gentle return, with choices depending on the weather. whereas – facing the climb over Garburn after relaxing in Maggs Howe is probably not the best idea..with the day more gone you still have the hardest work to do!
  • Trip miles 12.3
  • Ride time about 3 hours
  • Actual time out  4 hours 20 mins. – the difference enjoyed looking at splendid views, taking photos, eating buttered tea cakes and drinking chocolate at Maggs Howe! All paid for by Nige!
  • You can’t beat it!

 

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